FREE BUSINESS CHECKING

• $100 minimum deposit to open
  
• No minimum daily balance required
  
• Allows 250 items per month and $.30 per item over 250
  
• Free Online Banking
  
• Free Check Imaging
  

BUSINESS PLUS CHECKING

Allows qualifying businesses to earn a competitive interest rate on balance. Interest compounded
daily on average collected balance and credited monthly.

• $100 minimum deposit to open
  
• $2,000 minimum daily balance to avoid service charge
  
• $10 monthly service charge if balance drops below $2,000
  
• Allows 250 items per month and $.30 per item over 250
  
• Free Online Banking
  
• Free Check Imaging
  

COMMERCIAL CHECKING

• $100 minimum deposit to open
  
• $10 monthly maintenance fee
  
• Charge of $.15 per debit
  
• Charge of $.15 per credit
  
• Charge of $.10 per deposited item
  
• Earnings Credit on balances to offset service charges
  
• No charge for cash deposits
  
• Free Online Banking
  
• Free Check Imaging
  

Other Banking Services

• Business Check Card* (no charge for the first two cards)
  
• Merchant Credit Card Processing*
  
• Cash Management Services*