YOU PROVIDE
important information about yourself when you do business with our
financial institution. You're asked to provide us with certain
personal information that helps us give you better service and
complete your transactions more effectively. The following privacy
policies were developed to maintain the security and confidentiality
of your personal information. Please read the following information
carefully.
| The
Information that We Collect |
We collect nonpublic information
about you from the following sources:
-Information we receive from you on applications and other forms
-Information about your transactions with us
-Information about your transactions with nonaffiliated third
parties
-Information we receive from a consumer-reporting agency
| The
Information that We Disclose |
We do not disclose any
nonpublic personal information about our customer or former
customers to anyone, except, as permitted by law, such as,
-At your request, or to complete
our transactions, including sharing information with third parties
we engage to help deliver our services to you.
-With credit bureaus and others who ask for credit references in
accordance with customary business practices.
-Information that we disclose as a banking organization to service
providers, processors, regulatory agencies, bank auditors and
government requests, such as subpoenas.
| Service
Providers/Joint Marketing Agreements |
|
We may disclose all of the
information we collect, as described above, to companies that
perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements. |
| |
|
Confidentiality and Security |
We restrict access to nonpublic
personal information about you to those employees who need to know
that information to provide products and services to you.
We maintain physical, electronic,
and procedural safeguards that comply with federal regulations to
guard your nonpublic personal information.
|